Indianapolis Auto Insurance

By 2012, the fast-growing city had become the 13th largest city in the United States. The city has the largest children's museum in the world, a zoo ranked in the top 10 by TripAdvisor, the award-winning Indianapolis Art Museum, various professional sports teams and of course the iconic Indianapolis 500 race.

Access auto insurance

Whether you are here or just visiting, you still need proper car insurance in Indianapolis. Access offers the minimum liability coverage required by the state of Indiana, and much more! Perhaps beyond other Indianapolis auto insurance companies, we know how important your car is to you and we help you protect it. As a family, you can enjoy all that this big city has to offer.

Access offers the right auto insurance in Indianapolis at the right price. We offer quality coverage at an affordable price and within your budget. We also provide insurance for high risk drivers as well as SR-22 certificates.


Next time you are in Indianapolis, don't miss us! Stop by one of our two stores for a free quote - and take advantage of the great rates offered by Access.

What is insurance?

More specifically, auto insurance protects you against financial loss in the event of an accident. When you buy a policy from an insurance company, you agree to pay a premium or cost for coverage. The protection you receive today protects you from future financial difficulties.

An example of the power of auto insurance

Without insurance:

Let's say you bought a car and some time later, you have an accident for which you are responsible. Damage to your car and other vehicle is $ 10,000 each. Without insurance, you will have to pay a total of $ 20,000. An unexpected expense of $ 20,000 is something that would change your life and be almost impossible to recover.

With insurance:


In this case, after buying your car, I also buy an insurance policy that covers damage to your car and to any car you hit. The policy costs you $ 50 a month and you have made each payment. Suppose the same accident occurs and you have an expense of $ 20,000 for repairs to both vehicles. Because your auto insurance policy covers damage, the insurance company pays these costs of $ 20,000 (minus your deductible). You now have a car that needs to be repaired, but it's much better than having $ 20,000 in unexpected expenses!

Is the minimum of civil liability sufficient?

It all depends on your needs. People who purchase liability insurance generally drive older vehicles or no longer have automobile debt. Our clients with minimum liability coverage frequently seek coverage for a car that, in the event of an accident, would be more expensive to repair than to replace. Minimum liability coverage is also frequently purchased when the sole interest of a person is to cover other people, vehicles or property damaged due to an accident caused by them. Basically, if you are not interested in repairing your vehicle, minimum liability coverage is what you need and the cheapest way to get it legal.

Why do I need auto insurance?

If you are involved in an automobile accident and do not have automobile insurance, your personal expenses may exceed $ 10,000. It is sudden, unexpected and, above all, it is not planned financially. Your car is in the garage, you could be fined for driving without auto insurance and your license could be revoked. You are trying to find the money to cover the repair costs and restore your license. If you have auto insurance, you don't have to worry about it. Your claim will be covered within the limits you have and you will be helped to find repair centers, your license will not be compromised to drive without insurance and depending on your coverage, you may be able to get a rental car, allowing you to continue to travel to the store and to work, leaving the children in school and continuing their lives normally.

Your Tranquility

You now understand why there are insurance companies. Although you get auto insurance because the state requires it, in reality what you buy is peace of mind - you know you don't have to worry about unexpected financial hardship in the future due of an accident.


We offer a variety of insurance products and services so you can find the coverage you need to protect your car and keep your dreams alive.